[This was posted before I saw @
Gingergrrl's latest post, which I now have to read.]
I am so sorry to hear of all the troubles you are going through!
This was completely unexpected. I am really surprised that the insurance refuses to cover the heart scan.
But please, above all, don't panic. Fortunately, you are not in an emergency situation. All these delays and changes can be frustrating as hell, but if you do your best to be patient, some solution will be found. Worrying about all the things that might go wrong will just cause more stress for you without accomplishing anything. Doing your best to try to remain focused on the present and taking one step at a time (much as @
Kati said) will be the most productive and least stressful. Your insurance does expire at the end of the month, but that's still two weeks away. Also, it may be possible to extend that date significantly; I'll contact you with details.
Dr. C told my husband and I that the most important test & starting point was the CT heart scan b/c if it found a problem, it would determine the next sequence of tests including more invasive heart tests if needed. He said I was too ill to do all these tests as an outpatient and that I should come into the hospital.
That certainly made sense to me.
But here is the worst/most scary part. My CFS specialist (who I trust wholeheartedly) sent me an e-mail today that he felt that ischemia could be caused by low blood volume (on my exercise echo) AND that he is concerned that I still could have a virus in my heart!!! So this matches what @
zzz and @
Kati have been telling me. The reason I did not think it was the case is b/c I asked my new cardio and he said absolute no on both counts.
This is where your CFS specialist's knowledge comes into play. From the reference to Dr. Lerner's article that I sent you, you can see that certain heart problems happen only with ME/CFS - he thinks they can be used as an identifying marker. Your CFS specialist is much more likely to be aware of this than your cardiologist, as the prevalence of ME/CFS in the population is relatively low (0.3%), and your cardiologist has most likely not encountered this or read about it.
He said a virus would have shown up on the echo and it didn't.
A virus (especially the ones we're talking about) is an extremely tiny, microscopic thing - it could never show up on the echo. What he undoubtedly meant was that if you had a virus that was causing myocarditis, which is inflammation of the heart muscle, the inflammation would be big enough to show up on the echo. Although this is often true, in the case of ME/CFS, it often is not. That's why the biopsy is necessary for a definitive positive or negative diagnosis - with ME/CFS, it just can't be done on the basis of an echocardiogram, unless there is major inflammation. If you have a virus, it's better to catch it before that happens.
Also, my CFS specialist a few weeks ago (once he saw I was negative for Parvo) said he did not think I had a virus in my heart and was not worried about it. So I am not sure why he changed his mind?!!
My guess is that he kept rolling this over in his mind, decided to do more research, and then found what I found (and forwarded to you). Or he just kept considering your other symptoms, some of which are sometimes caused by a viral myocarditis, and decided that that was a possibility after all.
AND I am getting screwed over by my insurance.
You sure are. There are basically two things that can be done here: Dr. C can go as I as he can up the corporate ladder in the insurance company until the decision is reversed. He may have already tried this; in any case, it is quite time consuming. The second, as @
Kati pointed out, you can sue your insurance company. This is obviously time consuming and wouldn't be resolved quickly, so your treatment plan would have to be modified.
Also, all states have insurance regulation agencies. I don't know how this works in California, but you could try contacting them. @
WillowJ's advice on insurance is also good.
I e-mailed my CFS doctor and asked him about this b/c he said in his e-mail that while I was in the hospital if it turned out that I needed an angiogram, I could also get an "Endomyocardial biopsy." I was confused b/c @
zzz said they are not done in the U.S. and it also sounds incredibly invasive and dangerous and can't imagine it would be authorized when insurance won't even authorize the CT scan.
This is a different procedure than the one I was referring to, though it should be equally effective. You can read about the basics of a coronary angiogram (the type you would be having) in
this article on MedicineNet. An important point from the article:
Coronary angiography is performed with the use of local anesthesia and intravenous sedation, and is generally not significantly uncomfortable.
However, a coronary angiogram is rather invasive, as it involves threading a catheter through an artery up to the heart. As the tip of the catheter goes right up to the heart muscle, it's possible to have a little tool on the end of the catheter snip off a tiny piece of heart muscle for later biopsy. This is what constitutes an endomyocardial biopsy.
If the angiogram is authorized by your insurance company, it's hard to imagine that they would deny the biopsy, as it's a minor part of the whole procedure.
So after talking to my husband, we decided that the only solution was that these two doctors speak with each other.
Yes, clearly that's necessary here, and I'm glad to hear that both doctors want to do it. The most likely outcome is that they will come to an agreement. However, if they don't, and present you with a choice, I would respectfully disagree with @
AndyPandy and recommend that you follow your CFS doctor's advice. This is why you have a CFS doctor, and he seems to be really on top of this.