bjl218
Senior Member
- Messages
- 145
- Location
- Chelmsford, Massachusetts
https://www.statnews.com/2019/05/01...on-leave-amid-fbi-investigation-into-company/
This is just a "be careful out there" warning as there are some unscrupulous companies trying to get you or your insurance to fund them. My own story:
A practitioner I was seeing asked if I was interested in participating in a study uBiome was doing. I would get 6 uBiome kits in order to submit samples over time. This would be free to me. uBiome would bill my insurance and would assume all risk. In other words, they'd take what they could get from my insurance and I wouldn't be charged even if my insurance company paid $0 (which is what I assumed would happen). I was having some gut problems at the time (still am) so I figured why not? I submitted the first kit and got back the results. The results were interesting, but not particularly actionable.
Then I learned that they charged my insurance company almost $3,000! This is for a test that you could order yourself for $300-$600. Worse than that, my insurance company covered it at 80% which is the out of network lab coverage. As an aside, this is the same insurance company who denied my claim for a homocysteine blood test because it was unnecessary.
Needless to say, I didn't send in the remaining tests. I informed my practitioner who was completely shocked (I trust her completely) and I assume stopped doing business with them.
This is just a "be careful out there" warning as there are some unscrupulous companies trying to get you or your insurance to fund them. My own story:
A practitioner I was seeing asked if I was interested in participating in a study uBiome was doing. I would get 6 uBiome kits in order to submit samples over time. This would be free to me. uBiome would bill my insurance and would assume all risk. In other words, they'd take what they could get from my insurance and I wouldn't be charged even if my insurance company paid $0 (which is what I assumed would happen). I was having some gut problems at the time (still am) so I figured why not? I submitted the first kit and got back the results. The results were interesting, but not particularly actionable.
Then I learned that they charged my insurance company almost $3,000! This is for a test that you could order yourself for $300-$600. Worse than that, my insurance company covered it at 80% which is the out of network lab coverage. As an aside, this is the same insurance company who denied my claim for a homocysteine blood test because it was unnecessary.
Needless to say, I didn't send in the remaining tests. I informed my practitioner who was completely shocked (I trust her completely) and I assume stopped doing business with them.