@Thinktank mentioned "misphonia" -- a hatred of sound. There is another technical word that may apply to your situation -- "hyperacusis", which is defined as "a health condition characterized by an increased sensitivity to certain frequency and volume ranges of sound". Perhaps this is what you are dealing with.
I think the sound sensitivity / noise sensitivity of ME/CFS is more
hyperacusis rather than
misophonia. For the difference between the two, see
this article.
Basically, with hyperacusis, when it gets severe, it can feel almost as if ordinary sounds are "raping" your mind. Very ordinary sounds (such as a personal talking on their phone, for example, or the sound of a car door closing) seems to penetrate far too deeply into your mind, invading your mind, and entering your own personal inner mental space or your inner mental sanctum.
To those without hyperacusis, perhaps the nearest thing is the effect that the sound of fingernails scrapping on a blackboard can have on you (a YouTube video of this fingernail scrapping sound
HERE).
However, unpleasant though that fingernail scrapping sound is, it does not quite capture how mentally "raping" hyperacusis can be. The fingernail scrapping sound sort of makes you feel nervy in your body; but in hyperacusis, the sound seems to penetrate deeply into your mind, invading and taking over your internal mental space. That is my experience of hyperacusis, anyway.
The hyperacusis sound sensitivity of ME/CFS is also found in autism, PTSD, schizophrenia and epilepsy; sometimes it is found in multiple sclerosis.
So clearly this is a well-known symptom that occurs in several conditions of neurological brain dysfunction.
My own hypothesis is that the sound sensitivity problems (and probably visual sensitivity problems too) of ME/CFS may come from poor or dysfunctional
P50 sensory gating in the brain.
Sensory gating is the
brain's filter for incoming information from the senses (such as the ears). See
this post for more details of my hypothesis.
Cocktail Party Effect
A good way to see how sensory gating works in everyday life is by the
cocktail party effect.
The cocktail party effect is where a (healthy) individual can focus on a particular person talking in a noisy room full of many others talking. The sensory gating mechanism of the brain works to focus on the relevant sounds, and filter out the irrelevant.
The cocktail party effect demonstrates how sensory gating protects the rest of the brain from being overwhelmed and overloaded by lots of irrelevant sensory information. (The sensory gating mechanism, which is located in the brainstem, acts as a filter not just for sound, but for the information coming in from other senses as well.)
Interestingly, quite a few ME/CFS patients seem to have problems focusing on one specific conversation in a loud environment full of other people talking and/or background music: ME/CFS patients can find it difficult to focus on one relevant sound, and mentally filter out the irrelevant sounds.
This would seem to be due to a sensory gating dysfunction in ME/CFS.
One study in Japan detected sensory gating issues in ME/CFS patients.
I think that the hyperacusis sound sensitivity of ME/CFS, and the inability some ME/CFS patients to focus on the relevant sounds in a noisy environment, may be two sides of the same coin, and both due to sensory gating dysfunction.