This site is great! I am really hoping someone can help me.I am going to try and apply for disability...I am on long term disability at work.I am only able to work part time.I am currently in default and have claimed bankruptcy..According to my income tax I only take home 1500 per month because my LTD is not included.Do I have to claim that when I file for Disablity with the government? My income is over 2000 with my LTD and if they look at that they may deny me.Even with this amount I am not able to pay what is expected of my student loans...they are over 50000! I will never be able to pay them back at 100 per month. Please help...