It's a little different if you set one up for yourself which is considered a 1st party SNT as opposed to someone setting one up for you which is a 3rd party SNT. It can get complicated and I'm almost tempted to talk to a lawyer about it but the cost is in question.
Misfit Toy used to be a regular here but now it's once in a blue moon that she'll post something. I'm not sure the reason but I hope she's OK too.