Pre-Existing Condition Insurance Plan

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The Pre-Existing Condition Insurance Plan (PCIP) makes health insurance available to people who have had a problem getting insurance due to a pre-existing condition.

The PCIP was launched in July 2010 with $5 billion in funding from the Affordable Care Act with the goal of providing an insurance option to people who may be barred from coverage or who have to pay huge surcharges because of a pre-existing condition.

The program will be available until 2014, when the new insurance exchanges go into effect and insurers are prohibited from denying coverage to adults with pre-existing conditions. Visit the site.

https://www.pcip.gov/
 
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