• Welcome to Phoenix Rising!

    Created in 2008, Phoenix Rising is the largest and oldest forum dedicated to furthering the understanding of, and finding treatments for, complex chronic illnesses such as chronic fatigue syndrome (ME/CFS), fibromyalgia, long COVID, postural orthostatic tachycardia syndrome (POTS), mast cell activation syndrome (MCAS), and allied diseases.

    To become a member, simply click the Register button at the top right.

UK charity-giving websites - charges comparison

Bob

Senior Member
Messages
16,455
Location
England (south coast)
I've just been comparing the charges that UK charity-giving websites make.

All of the charity-giving websites charge the charity for each donation.
For Everyclick it's 4.8% per donation, and for Just Giving it's just above 5% per donation, plus Just Giving charges each charity £15 per month for an account.

BT has a website, called MyDonate, which charges the cheapest rates that I can find, but it requires donors to register an account, which I think would put people off donating.

The second cheapest website doesn't require a donor to register an account, and charges only fractionally more than BT, with very low fees...

It's called Charity Choice:
http://www.charitychoice.co.uk/

These are the only fees that they charge:

Charity Choice do not benefit in any way from the fees taken from donations.
The charges applied are to cover the credit/debit card fess and bank charges.
Card fees are 15p for Debit Cards, 1.45% for Personal Credit Card and 1.9% for Commercial Credit Cards.
The banking charge made by WorldPay is 10p per transaction.

So it's a total of 25p for each debit card donation, and a total of 1.45% (or 1.9%) plus 10p for each credit card donation.

Here's where it explains their fees, which I've quoted above:
http://www.charitychoice.co.uk/registering-and-fees

They are very transparent about their fees, and the fees are listed when people make a donation, and donors have the choice to pay the fees themselves, along with their donation. Money Saving Expert says that most donors choose to pay the fees themselves. (Transparency is a good thing, but I hope it wouldn't put people off donating when they see the fees listed.)

Donors can donate via Debit or Credit card.

Anyway, I thought that people might be interested. Perhaps we should spread the word to UK charities who use Just Giving or Everyclick, so that they are aware of the choices?

This is what Money Saving Expert says about them (click on the red 'plus' sign to the right of the name):
http://www.moneysavingexpert.com/family/charity-fundraising-sites#charitychoice
 

Bob

Senior Member
Messages
16,455
Location
England (south coast)
New information...

'PayPal Giving Fund' might be unique in not charging any fees.

It seems that since Jan 2013, PayPal Giving Fund (formerly Mission Fish) is completely free to charities with no fees taken whatsoever, as far as I understand:
http://www.missionfish.org.uk/whats...-missionfish-becoming-paypal-giving-fund.html
http://www.missionfish.org.uk/help/policies/uk_missionfish-guarantee.html

So, for a £10 donation, the charity will receive £10 or £12.50 with gift aid.

MoneySavingExpert says:
"Uniquely, it charges no fees or commission, so a £10 sale means that £12.50 is donated to the charity."
http://www.moneysavingexpert.com/family/charity-fundraising-sites#paypal

Note that the 'PayPal Giving Fund' is not the same as making a donation through, for example, 'Just Giving' using the PayPal payment option.