Note: this question is about SSDI only, not long term disability. I've been out on short term disability for 5 months. The maximum benefit period is 6 months, after which point my job won't be held open. My employers have refused all accommodations, it's frankly a hostile work environment, and I'm too sick to work anyway. My doctor is supportive of me pursuing SSDI. Given that I'm not eligible for long term disability, is there any reason to wait for my employer to terminate me vs. giving notice at the end of my STD benefit period? Keep in mind that I'm 31, moderately ill, and might want to return to work in future. I've worked for this company since graduating from college, so having a termination on my record is not desirable. On the other hand, my biggest priority right now is putting together a strong SSDI application. Thank you!