I am getting to a point where I almost - almost - do not trust myself with my own money. I just do not have the mental recall I once had of how my budget is working out for a month. There is a tendency now to spend it twice mentally, forgetting a previous mental note of a need. In the past, I have been a frugal and careful money manager for the most part. The past few years, keeping a checkbook has been overwhelming, mostly because everything is paid online directly out of an account. I simply did not do it for months. It was easier to just let the deposits and bills happen and stay one jump ahead of the balance. I think I am ready to manage this better and feel I could squeeze a few more needed items out of my budget if I could pin it down better. The best way for me right now would be to set up checking, credit cards, and cash on one ledger. Problem is, I honestly cannot remember how to do it. Everyone I know does it all on the computer now and really will not help me. It is needful for me to do the math and do it by hand the old-fashioned way, tangible as possible, so I not only have the mental exercise, I can see where it needs to go. Can anyone show me a clear photo of a double page of simple bookkeeping, handwritten, to model after? That is all I need. It almost seems silly that I honestly cannot think how to do this.