The Real ME: A Stock Photography Resource for the Media
We’ve all seen them in the news stories about ME/CFS: the guy in a suit at the office, yawning; the beautiful woman sitting at her desk with her immaculate make-up and elegantly coiffed hair, hand to her head and looking slightly pained.
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Self-Insurance

Discussion in 'Finances, Work, and Disability' started by maddietod, Aug 9, 2011.

  1. maddietod

    maddietod Senior Member

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    East Coast, USA
    I'm paying almost $400 a month for insurance with a $2500 deductible. I keep it in case I get into an awful accident. I've never used it, since all of the tests I've gotten recently wouldn't be covered anyway. I'm years away from Medicare (a receding goal anyway ;)), and am not sufficiently disabled to argue for disability coverage.

    I live in Maryland, and I don't know how to research insurance options. Do any of you have experience with this that you could share with me? My carrier is Blue Cross/Blue Shield.

    Thanks :thumbsup:

    Madie
     
  2. Dreambirdie

    Dreambirdie work in progress

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    N. California
    I have no insurance, and would like some info as well.

    Every time I go to a doctor I get damaged, so I would have no need for it at all unless I have an accident. IS there insurance just for that?
     
  3. Nielk

    Nielk

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    "Madie and Dreambirdie. First of all depending on your income level, you might qualify for "Family Health Plus". This is insurance based on your income. You can google it and they have tables where you can input your information and they will tell you if you qualify and how much it will cost. If you qualify, the cost is very minimal.

    Your other option is to get a plan that is HMO only with a high deductible. It is usually much cheaper. You will have to use the doctors who are in the HMO plan but it will cover you for hospital and catastrophic care.

    Hope this helps.

    Dreambirdie - I would be very worried for you not to have any insurance at all.
     

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