Ecoclimber, to deal with corruption or unfair influence, you need mechanisms for transparency and accountability. Secrecy is the enemy of fair dealing. Even if the intentions are good, and the outcomes are good, the methods used potentiate corruption and unfair dealings. Allowing them to be used is therefore an indirect promotion of curruption of government processes. I regard the insurance industry opinions on these things as stupid, backward, and doomed to failure. Insurance companies could funding good research and get good public relations benefits accordingly. Trying to bias government policy using unproven and dangerous research is a huge problem. We see what a psychogenic agenda has done in the UK. We do not have to imagine it. Disabled people are committing suicide in droves. Thats a saving to the government, but on a program that is actually costing more than it saves. You can't save money by denying a problem, that just allows the problem's issues and costs to get worse, but it might indeed move the cost to other parts of society, including the average taxpayer.