IreneF
Senior Member
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- 1,552
- Location
- San Francisco
Yes. For 18 months.Isn't COBRA the system when you continue your existing plan after leaving your job for a limited time?
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Created in 2008, Phoenix Rising is the largest and oldest forum dedicated to furthering the understanding of, and finding treatments for, complex chronic illnesses such as chronic fatigue syndrome (ME/CFS), fibromyalgia, long COVID, postural orthostatic tachycardia syndrome (POTS), mast cell activation syndrome (MCAS), and allied diseases.
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Yes. For 18 months.Isn't COBRA the system when you continue your existing plan after leaving your job for a limited time?
I don't know why there is such disparity among plans, but we are paying (nearly) $1900/mo. We live in San Francisco. We are both around 60.The quote above was taken from post #48 by @IreneF although the actual quote was from someone else. I wanted to reply b/c I am confused where the $1900/mo figure came from? My family and I had an ACA plan since 2014 that covered three people and it was far less than than $1900/mo for all three of us. If I had taken the Cobra plan (from my former job), it would have exceeded $2K per month just for two of us (not three). Without the subsidy, and now paying full price, we still pay far less than $1900/mo.
As much as I've had complaints re: the plan, it has allowed me to do ten months of IVIG which has been the best treatment I have ever done. It covers almost all of my meds (including an EpiPen for $5 vs. $600 if I had no insurance). It covers medical procedures like an upcoming cat scan, it covers all of my blood work, some doctor's office visits (not all), and will hopefully cover another treatment that we are still pursuing. It also covers other conditions like thyroid/ Hashimoto's disease, or random things like seeing a dermatologist or ob-gyn, etc.
And as sick as I have been for four years, I shudder to think of families with children with cancer, and cases far more dire than myself, who will lose coverage. Families will go bankrupt and people will die without insurance coverage. They will flood emergency rooms because they will have no other option but this will not provide them on-going care. I cannot remember ever being so frightened by a piece of legislation and what it will mean for the American people. It is not about political party for me, it is about the system and the people that this will negatively impact.
I didn't realize the insurance industry was being killed off, but if that's true, I'm ecstatic. They are a cancer.
I have not heard this and to the best of my knowledge, the insurance industry is still alive and well (and making major profits every day). Where did you (or anyone?) hear that the insurance industry was being killed off?
@Kenny Banya said that in the comment right above the one you're referencing. I wasn't necessarily agreeing, as his comment was the first I've heard along those lines.
Have you ever experienced Universal Health Care?But my focus was on addressing people who say single-payer is the best option.
My experience has been that this perception is incorrect.My observation is that living with ME in a "Universal Health Care" system is by far the worse scenario
I've seen Michael Moore put out work extolling the virtues of this system, and I've seen Sarah Palin try to knock it down. There seems to be truth in some of what both are saying, but each view was quite narrow-minded and tended to miss the overall point.
But when I hear ME patients talking about how great it is, I wonder if they've thought it through. The first thing that comes to my mind is that pretty much every government has tried to promote CBT & GET, somewhere between suggestion and imposition; while at the same time refusing to commit any funding towards actual research.
My experience is how clueless GPs generally are regarding ME.While the latter is more or less true, CBT/GET are not routinely pushed in Australia - there are no such clinics for CFS patients where I live.
The problem is simply the harm that is done while patients wait for efficacious treatments to be approved.
The "market" based system has much the same problems - insurance companies unwilling to pay for treatments and well, the private cost of such treatments is higher in the USA than it is in other western countries!
Some 23 million people would lose health insurance over the next decade under the revised Republican healthcare plan, says a non-partisan agency.
Fourteen million people would be uninsured in 2018 alone, according to the Congressional Budget Office.
The analysis said federal deficits would fall by $119bn (£91bn) from 2017-2026 under the proposal, which is championed by President Donald Trump.
House Republicans were criticised for passing the bill before the assessment.
Wednesday's rating lays down the gauntlet to Republican senators who are now crafting their own version of the bill, which Democrats have labelled "Trumpcare".
http://www.bbc.com/news/world-us-canada-40032893
By ditching 23 million, that reduces the burden!!Secretary Price yeeeted this today:
"We want to hear from YOU as we work to reduce the burdens under #Obamacare and improve our #healthcare system. go.cms.gov/2sKKVWG"
http://go.cms.gov/2sKKVWGAn opportunity to be heard here -