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accessing pension funds(in uk)

Discussion in 'Finances, Work, and Disability' started by ruben, Sep 18, 2012.

  1. ruben

    ruben

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    suffolk
    hi there, I live in the uk and am a 57 year old male.I have worked with this condition for many years and have a pension pot. Things aren't getting any easier.Now because it seems that almost any treatment we try we have to pay for, just how much of our pension funds can we get our hands on. Does anyone know for example, could you access your entire pension fund so you could pay off a mortgage, thereby cutting your monthly outgoings. If this were possible I could then at least have more options open to me.I know in my case that acupuncture helps, but I can't afford things like this indefinately.thanks in advance and look forward to any advice
  2. currer

    currer Senior Member

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    I dont know anything about pensions, reuben, but I wouldn't spend more than you can afford to loose in looking for a cure.
    people have been known to bankrupt themselves payng for one treatment after another, and if there were a valid cure I can assure you we would all know about it. You would not need to seek one out.
  3. Esther12

    Esther12 Senior Member

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    I completely agree.

    Very sorry to hear about your troubles ruben, and I totally understand the feeling of being desperate to get better and willing to try anything... but it's probably not sensible to risk your future financial stability in order to pay for unproven treatments. I wish I could be more helpful.
    currer likes this.
  4. ukxmrv

    ukxmrv Senior Member

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    London
    Where is your pension pot invested Ruben? Is it through a company pension scheme or private investments.

    In Australia you can apply for an early release of superanuation on medical grounds but I am not aware of any UK equivilant
  5. ruben

    ruben

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    suffolk
    hi again and thanks for messages. I'm not thinking of spending money here, there and everywhere, but as I said in my first post I certainly know that acupuncture can make life much better. My money is invested in a company pension scheme..
  6. ukxmrv

    ukxmrv Senior Member

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    Ruben, I was able to get acupuncture through the Homeopathic Hospital in London. There may be a clinic close to you that offers acupuncture on the NHS?
  7. ruben

    ruben

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    suffolk
    hi again, I live in suffolk and have been told that in this area acupuncture is not available on the NHS. Apparently though you can get it in some areas near to me, but an occupational therapist told me a couple of weeks ago that you must actually live in those areas. I would be very pleased to hear from anyone who knew of ways around this. thanks
  8. taniaaust1

    taniaaust1 Senior Member

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    Sth Australia

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